If you have a Walmart credit or debit card, you may be wondering if you can use it to make purchases at Sam’s Club The short answer is yes, you can use your Walmart card at Sam’s Club under certain conditions In this article, we’ll explain everything you need to know about using your Walmart card at Sam’s Club stores and online.
Walmart Cards Accepted at Sam’s Club
All major credit cards are accepted at Sam’s Club. These include Visa, Mastercard, Discover, and American Express. This means that if one of those companies gave you a Walmart credit card, you can use it at any Sam’s Club store or gas station.
The specific Walmart cards accepted at Sam’s Club are
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Walmart Credit Card – This Mastercard can be used at Sam’s Club stores, online at SamsClub.com, and at Sam’s Club gas stations.
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Shoprite® Store Card: This store-branded card can be used at gas stations and Sam’s Club stores, but not for online Sam’s Club purchases.
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As a Mastercard credit card, the Capital One Walmart Rewards® Mastercard® can be used anywhere Mastercard is accepted, such as at Sam’s Club.
Using Your Walmart Card at Sam’s Club
If you want to shop at Sam’s Club, simply present your Walmart credit or debit card at checkout. The cashier will swipe your card like normal to pay for your purchase.
To pay for gas at the pump, slide your Walmart card into the reader. You can also use Walmart cards to buy things in the food courts and cafes at Sam’s Club.
One thing to note is that Sam’s Club does charge non-members a 10% service fee at checkout. So if you are not a Sam’s Club member but want to shop there, expect to pay an extra fee. To avoid this, you can sign up for a Sam’s Club membership, which starts at $50 per year for a Club membership or $110 per year for a Plus membership.
Benefits of Using Your Walmart Card at Sam’s Club
There are a few advantages to using your Walmart credit or debit card at Sam’s Club:
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Convenience: You only need to carry one card that works at both stores. No need to juggle multiple cards.
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Rewards: If your Walmart card earns rewards or cashback, you can rack up extra points on Sam’s Club purchases.
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Financing: If your Walmart card has a line of credit, you can spread out Sam’s Club purchases over time with installment plans.
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Protection: Your Walmart credit card likely has benefits like purchase protection, extended warranty, etc. These perks apply at Sam’s Club too.
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Discounts: Your Walmart card may give you special offers or discounts for Sam’s Club shopping.
Overall, using your Walmart credit or debit card at Sam’s Club provides simplicity and may score you extra rewards points, financing options, or other benefits.
Where Else Can You Use Walmart Cards?
Aside from Sam’s Club, here are some of the other places where Walmart cards can be used:
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Walmart stores – All Walmart credit/debit cards can be used at any Walmart retail store, Walmart Supercenter, or Walmart Neighborhood Market.
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Walmart.com – Walmart credit cards and the Capital One Walmart Rewards Mastercard can be used to make purchases on Walmart’s website.
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Murphy USA and Walmart gas stations – You can pay at the pump with Walmart cards at Murphy USA and Walmart gas stations.
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Anywhere Mastercard is accepted – The Capital One Walmart Rewards Mastercard can be used anywhere that takes Mastercard, including millions of merchants worldwide.
So your Walmart plastic has utility beyond just Walmart and Sam’s Club. Take advantage of all the places it’s accepted to maximize rewards and convenience.
Tips for Using Your Walmart Card at Sam’s Club
To make the most of shopping at Sam’s Club with your Walmart card, keep these tips in mind:
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Join Sam’s Club as a member to avoid the 10% non-member surcharge each visit.
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Check for special financing offers on your Walmart card to make large Sam’s Club purchases more affordable.
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Link your Walmart and Sam’s Club accounts to easily earn and track rewards points.
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Compare prices on items at Walmart vs. Sam’s Club to get the best deal.
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Use your Walmart card at the Sam’s Club pharmacy to earn rewards on prescriptions.
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Pay attention to Sam’s Club sales and deals to maximize your savings when using your Walmart card.
Alternatives If Your Walmart Card Isn’t Accepted
In some cases, your specific Walmart debit or credit card may not be accepted at Sam’s Club:
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The Walmart® Store Card cannot be used online at SamsClub.com.
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Older discontinued Walmart cards may no longer be supported.
If your Walmart card is declined at Sam’s Club, don’t worry. You have some options:
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Pay with another credit/debit card – Sam’s Club takes Visa, Mastercard, American Express, and Discover from any bank.
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Pay with cash, check, or EBT card – These are also accepted tender types at Sam’s Club.
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Apply for a new Walmart credit card – Get a currently supported card like the Capital One Walmart Rewards Mastercard.
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Get a Sam’s Club credit card – This will let you shop at Sam’s Club with special financing and earn rewards.
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Sign up for a Sam’s Club membership – This may link your old Walmart card to your new Sam’s Club account for store purchases.
So while most Walmart cards work at Sam’s Club, you have alternative payment methods if needed. Signing up for a Sam’s Club membership can help link and activate older Walmart cards.
The Bottom Line
The good news is that you can use your Walmart credit or debit card to shop at Sam’s Club stores and clubs. Specifically, the Walmart Credit Card, Walmart® Store Card, and Capital One Walmart Rewards Mastercard are accepted.
Using your Walmart plastic at Sam’s Club is convenient, earns rewards, and provides access to special financing options. Just be aware that non-Sam’s Club members pay a 10% service fee. So consider joining Sam’s Club or using alternate payment if your Walmart card doesn’t work for any reason.
Overall, Walmart and Sam’s Club have a close relationship that allows customers to use cards interchangeably between the two retailers. Tap into this perk to simplify shopping and maximize savings.
Historical Context and Evolution
From humble beginnings to global giants, Walmart and Sam’s Club have shaped the retail landscape. Their journey is intertwined with the evolution of payment methods, reflecting societal shifts and technological advancements. Understanding this history provides valuable context for comprehending the current landscape of using Walmart cards at Sam’s Club.The retail giants, Walmart and Sam’s Club, have adapted to meet changing consumer preferences and economic realities, continuously refining their payment systems.
Their success is rooted in understanding and responding to evolving customer expectations and technological progress. This transformation has significantly influenced the current practices surrounding Walmart card usage at Sam’s Club.
Initially, both Walmart and Sam’s Club primarily relied on cash and checks. Credit cards were becoming more common, but their widespread adoption was still in its early stages. This period, spanning the 1970s and 1980s, established the foundation for the future development of payment systems.
Comparison of Walmart Card and Alternative Payment Methods at Sam’s Club
This table summarizes the pros, cons, and suitability of various payment methods at Sam’s Club, considering the Walmart card as a benchmark.
| Payment Method | Pros | Cons | Suitability for Sam’s Club |
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| Walmart Card | Potentially better pricing, easier access to member benefits, and rewards programs, if applicable. | Might not offer the best rewards compared to other cards, and not always the most cost-effective option. | Good for Walmart+ members or those who prioritize convenience and potential discounts associated with the Walmart card. |
| Credit Cards | Rewards programs, purchase protection, potentially better financing options. | Interest charges if not managed carefully, potential for overspending. | Suitable for those who prioritize rewards and are comfortable managing credit card debt. |
| Debit Cards | Immediate funds transfer, no interest charges. | No rewards, can lead to overspending if not mindful of balance. | Suitable for budget-conscious shoppers who prefer a straightforward payment method. |
| Cash | No interest, physical currency. | Not ideal for large purchases, can be inconvenient for tracking spending. | Suitable for small purchases or those who prefer a tangible payment method. |
| Gift Cards | Pre-allocated funds, ideal for specific purchases. | Can’t be used for other purchases, limited flexibility. | Good for pre-planned purchases or specific items. |
Can I Use My Sam’s Credit Card At Walmart? – CreditGuide360.com
FAQ
Can I use a Walmart card at Sam’s Club?
You can use either the Walmart® Store Card or the Capital One Walmart Rewards® Mastercard® at Sam’s Club. The Walmart® Store Card can be used for in-store and gas purchases at Sam’s Club locations.
Where can I use my Walmart card?
Convenient, safe and secure. Use your Walmart Disbursement Card for all your purchases, knowing you can use your Card within the U. S. and District of Columbia everywhere Visa debit cards or Debit MasterCard are accepted, and to withdraw cash and check your balance at millions of ATMs worldwide.
Can I use Walmart+ at Sam’s Club?
What cards are accepted at Sam’s Club?
Sam’s Club accepts all major credit cards including Visa, MasterCard, American Express, and Discover, as well as their own Sam’s Club Mastercard. They also accept debit cards, cash, checks, and SNAP/EBT cards for eligible items.