Consumers who are struggling with unmanageable amounts of debt can find help through debt relief. More Americans are looking into debt relief programs to help them get out from under their loans and credit card balances because household debt is at an all-time high. But not everyone will be able to get help; you usually … Read more
A lot of people who want to buy a house start the mortgage process by getting prequalified and preapproved. But many people want to know if getting prequalified on Zillow hurts their credit. The short answer is no, mortgage prequalification on Zillow does not hurt your credit. Here’s a detailed look at why. What is … Read more
Selling a house is often seen as the final step in homeownership – a chance to move on to a new chapter after the mortgage has been paid off. But what if you want to sell before you’ve paid off your home loan? The good news is, you typically can sell your house before paying … Read more
Paying bills is an inevitable part of adult life. But with so many payment options available, it can be confusing to know whether you should pay your bills monthly, yearly or on some other schedule. In this comprehensive guide we’ll break down the pros and cons of monthly vs. yearly payment schedules to help you … Read more
A Platinum Visa card is one of the most prestigious and feature-rich credit cards available But many people wonder – what is the credit limit on these top-tier cards? The short answer is – it depends There is no universal credit limit for Platinum Visa cards The limit can vary quite a bit based on … Read more
Having a low FICO score can be frustrating Your FICO score is one of the main factors lenders use to determine your creditworthiness for loans and credit cards A low score means you’ll get less favorable rates and terms – if you qualify at all. So what causes a low FICO score? There are a … Read more
Having a collection account removed from your credit report should help, not hurt your credit score So why does the opposite sometimes happen? There are a few potential reasons why your credit score could drop after a collection deletion The Collection May Have Been Updating One common reason for a credit score drop is that … Read more
Earning a $100,000 annual salary is a major milestone for many professionals. But when you look at the monthly, bi-weekly, and weekly totals, how much does a $100k salary really break down to? In this article we’ll look at the numbers and calculations behind a $100,000 yearly salary. We’ll also explore how location taxes, deductions, … Read more
The most important thing that determines your credit score is how well you’ve paid your bills in the past. It’s the only thing that goes into figuring out your FICO score. To keep your credit score high, you need to make sure you pay your bills on time every month for a long time. What … Read more
Getting a mortgage when you are paid in cash can seem daunting, but it is possible with the right preparation and documentation. As a cash-paid worker, you just need to take some extra steps to prove your income to lenders when applying for a mortgage. Why Getting A Mortgage With Cash Income Is Difficult The … Read more