Buying a house is likely one of the biggest purchases you’ll ever make. With home prices continuing to rise across the country it’s understandable to wonder just how much of your hard-earned savings you should dedicate to your down payment. The answer depends on your financial situation and goals. Follow these tips to determine the … Read more
During the COVID-19 pandemic, the Paycheck Protection Program (PPP) saved the lives of many self-employed people and small business owners. These loans that could be forgiven helped pay for rent, utilities, payroll, and other business costs when sales dropped sharply. But one question that came up a lot was whether or not self-employed people had … Read more
Buying a car is fun, but there are a lot of things to think about when it comes to money. Using both income and credit scores can make it easier for many married couples to get an auto loan. So, can you buy a car with your wife’s credit? Let’s find out. The Benefits of … Read more
One of the most important things lenders look at when deciding whether to give you a loan is your credit score. It gives lenders a quick look at your creditworthiness and lets them decide how risky it is to lend you money. Perhaps you want to know how much you can borrow if your credit … Read more
Discover’s dollar for dollar match is an exciting reward program that allows cardholders to double their cashback rewards. This article will explain what it is how it works and tips to maximize the value from Discover’s dollar for dollar match. What is Discover’s Dollar for Dollar Match? Discover’s dollar for dollar match program automatically matches … Read more
Getting a new or used car is an exciting experience. It can be stressful to get a good interest rate on an auto loan, though, when you’re trying to pay for a car. You may see advertised rates like 3. 9% and wonder if this really is a good rate or not. The answer depends … Read more
In terms of money, your credit score is one of the most important numbers. It changes everything, from how much interest you pay to whether you can get loans and credit cards. So is a credit score of 836 good or bad?. The short answer is that a FICO credit score of 836 is considered … Read more
There is a lot of information about your financial history on your credit report, including information on both open and closed credit accounts. But how long do closed accounts stay on your report after you stop using them? The answer depends on a number of things that we’ll talk about in this article. Discover how … Read more
Your Guide to Getting the 3 Free Credit Reports You’re Entitled To Having access to your credit reports is crucial for monitoring your financial health But did you know that federal law entitles you to get free copies of your reports from each of the 3 major credit bureaus every 12 months? In this guide, … Read more
Is the Navient Lawsuit Real? Understanding the Allegations and Settlements The Navient lawsuit has been making headlines recently as one of the largest settlements involving student loan forgiveness to date. But is it real, and what exactly does it mean for borrowers? I’ll break down the lawsuit, the allegations against Navient, and what it all … Read more