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How Much of Your Savings Should You Spend on a House?

Buying a house is likely one of the biggest purchases you’ll ever make. With home prices continuing to rise across the country it’s understandable to wonder just how much of your hard-earned savings you should dedicate to your down payment. The answer depends on your financial situation and goals. Follow these tips to determine the … Read more

Do PPP Loans Have to Be Paid Back for the Self-Employed?

During the COVID-19 pandemic, the Paycheck Protection Program (PPP) saved the lives of many self-employed people and small business owners. These loans that could be forgiven helped pay for rent, utilities, payroll, and other business costs when sales dropped sharply. But one question that came up a lot was whether or not self-employed people had … Read more

Can I Use My Wife’s Credit to Buy a Car?

Buying a car is fun, but there are a lot of things to think about when it comes to money. Using both income and credit scores can make it easier for many married couples to get an auto loan. So, can you buy a car with your wife’s credit? Let’s find out. The Benefits of … Read more

What is Dollar for Dollar Match from Discover?

Discover’s dollar for dollar match is an exciting reward program that allows cardholders to double their cashback rewards. This article will explain what it is how it works and tips to maximize the value from Discover’s dollar for dollar match. What is Discover’s Dollar for Dollar Match? Discover’s dollar for dollar match program automatically matches … Read more

Is 836 a Good Credit Score?

In terms of money, your credit score is one of the most important numbers. It changes everything, from how much interest you pay to whether you can get loans and credit cards. So is a credit score of 836 good or bad?. The short answer is that a FICO credit score of 836 is considered … Read more

what are the 3 free credit reports

Your Guide to Getting the 3 Free Credit Reports You’re Entitled To Having access to your credit reports is crucial for monitoring your financial health But did you know that federal law entitles you to get free copies of your reports from each of the 3 major credit bureaus every 12 months? In this guide, … Read more

is the navient lawsuit real

Is the Navient Lawsuit Real? Understanding the Allegations and Settlements The Navient lawsuit has been making headlines recently as one of the largest settlements involving student loan forgiveness to date. But is it real, and what exactly does it mean for borrowers? I’ll break down the lawsuit, the allegations against Navient, and what it all … Read more